Relationship Officer – Agribusiness

Requirements

• Diploma or bachelor’s degree in agriculture or any related discipline.
  
• Must have critical thinking, analytical, attention to detail and problem-solving skills.
  
• Good verbal and written communication skills
  
• Understanding of the Banking environment.
  
• Advanced, computer literacy, numerical skills and statistical skills.
  
• Team player, ability to work under pressure and in position to exercise excellent judgment.
  
• Should not be more than 40 years of age 2 Principal passes at A’ Level Credit and/or pass in English and Mathematics at O’ level.
  

• Recruiting, naturing and sustaining new Agribusiness relationships that have a potential to grow and provide superior returns and contribute towards assets and liabilities growth as per set targets.
  
• Active pipeline management with the objective to meet agreed personal growth objectives across all product ranges and clients’ segments.
  
• Superior management of the client portfolio in order grow and retain existing business, whilst continuously reviewing existing client wallets with an eye to optimizing the Bank’s revenue through selling/promoting appropriate product bundles.
  
• Actively undertaking the negotiation and structuring transactions in the prospective and closing stages w the aim of attaining value for the client, while protecting the business interests of the Bank.
  
• Work together with other stakeholders on the timely and efficient preparation of high-quality credit proposals and drive turn-around time well within the Bank’s objectives.
  
• Vigilant arrears management in line with the Bank’s policies to spot early attention areas – the objectives to maintain the loan portfolio’s NPA percentage (well) within agreed parameters.
  
• Assess credit requests, in line with the bank’s credit standards, policies, procedures and practices and recommend action to the credit department and committee.