CREDIT OFFICER - SALARY LOANS
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Job summary
A Credit Officer for Salary Loans is responsible for appraising, verifying, and processing unsecured loans for employed individuals. They evaluate creditworthiness, ensure adherence to lending policies, and manage client loan portfolios to maintain a healthy repayment rate and low default levels.
Min Qualification:
Diploma
Experience Level:
Mid level
Experience Length:
1 year
Language Requirement:
English
Working Hours:
Full Time - 8 to 5
Applicant Location:
Uganda
Job descriptions & requirements
Loan Origination: Market salary loan products, guide applicants through the application process, and ensure all required documentation (payslips, employment contracts, bank statements
Credit Assessment: Evaluate applicant creditworthiness by calculating debt-to-income ratios and cross-checking employment details with employers or HR departments.
Risk Management: Perform background checks, including Credit Reference Bureau (CRB) screenings, to assess current indebtedness and minimize loan defaults.
Portfolio Management: Monitor active loans, track monthly repayments, and proactively follow up with clients to prevent accounts from slipping into arrears.
Reporting: Prepare regular credit appraisal reports for branch management or the credit committee, ensuring all loans comply with statutory and organizational guidelines.
How to Apply:
All applications will be received and reviewed through the BrighterMonday Portal by clicking on the 'Apply Here' section
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