Loan officer
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Job summary
The Loan Officer is a frontline role responsible for appraising, disbursing, and monitoring individual micro asset finance loans. The Loan Officer will maintain a healthy, growing portfolio while delivering excellent client service, with a particular focus on agricultural and rural clients. This role requires sound credit judgement.
Min Qualification:
Bachelors
Experience Level:
Entry level
Experience Length:
3 years
Language Requirement:
English
Working Hours:
Full Time - 8 to 5
Applicant Location:
Kampala, Uganda
Job descriptions & requirements
- Build and maintain strong, trust-based relationships with clients, ensuring a positive experience at every touchpoint.
- Carry out individual loan appraisals by means of phone interviews and other innovative means, including reference and CRB checks.
- Assess repayment capacity through analysis of farm and business income and household income and expenses; prepare accurate credit analyses in line with in24 policies and procedures.
- Present loan recommendations to the credit committee with clear, evidence-based justification.
- Disburse approved loans and ensure clients fully understand repayment schedules and obligations.
- Monitor portfolio quality proactively, including regular follow-up with clients and early intervention on at-risk accounts; Maintain portfolio at or below agreed PAR (Portfolio at Risk) targets.
- Uphold ethical standards and responsible lending practices at all times.
How to Apply:
All applications will be received and reviewed through the BrighterMonday Portal by clicking on the 'Apply Here' section
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