Credit/Loans Officer
Donswift Company Limited
Accounting, Auditing & Finance
Job Summary
The Credit/Loans officer will be required to identify clients, assesses and manages loan applications, monitor and ensure repayment of loans advanced by the company by ensuring loan portfolios maintain high quality.
- Minimum Qualification : Bachelors
- Experience Level : Entry level
- Experience Length : 1 year
Job Description/Requirements
Key Responsibilities:
- Sales and Marketing: Identifying new loan opportunities and attracting clients.
- Assess Creditworthiness: Evaluate individual and group loan applications, verifying financial information and assessing repayment capacity.
- Loan Application Processing: Process loan applications, collect necessary documentation, and maintain accurate loan files.
- Portfolio Management: Manage loan portfolios, monitor repayments, and follow up on outstanding loans.
- Customer Service: Provide financial advice, answer client questions, and ensure high levels of customer satisfaction.
- Compliance: Operate in accordance with lending regulations and policies.
- Reporting: Justify loan decisions and report on portfolio performance.
- Communication: Maintain effective communication with clients, internal teams, and external contacts.
Key Attributes:
- Relevant experience in lending, credit analysis, or related roles.
- Strong analytical and financial skills.
- Excellent communication and interpersonal skills.
- Familiarity with loan products and lending regulations.
- Attention to detail and accuracy in loan processing.
- Ability to manage multiple tasks, prioritize effectively and work effectively unsupervised.
- Dynamic, professional and sound character.
How to Apply:
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