Relationship Officer – Community Banking

The Relationship Officer – Community Banking will be reporting to the Relationship Manager and is responsible for recruiting and nurturing new group business deals, growing the existing relationships, monitoring and maintaining the Pride’s Business portfolio within manageable risk spheres to enhance profitability.

Requirements

• Diploma or Bachelor’s Degree in any business- related discipline including agribusiness Management.
  
• Credit and/or Pass in English and Mathematics at O’ level
  
• Must have critical thinking, analytical, attention to detail and problem-solving skills.
  
• Good verbal and written communication skills Understanding of the Banking environment
  
• Advanced, computer literacy, numerical skills and statistical skills.
  
• Team player, ability to work under pressure and in position to exercise excellent judgment.
  
• Should not be more than 40 years of age 2 Principal passes at A’ Level Credit and/or pass in English and Mathematics at O’ level.
  
• Person Specifications for Job Position 2;
  
• Must be able to ride a motorcycle and should possess a valid riding permit.
  
• Should be fluent in commonly used local languages within the area.
  
• Should be computer literate, highly motivated, innovative & a self starter.
  
• Ability to build functioning working relationships across organizational, corporate, and cultural boundaries.
  
• Should have excellent presentation, interpersonal & communication skills.
  
• Should possess leadership skills.
  
• Should be honest, trustworthy & have a high degree of integrity
  
• He/she should not be more than 40 years of age.
  
• Seasoned and experienced teachers are encouraged to apply.
  

• To recruit, nature and sustain new group relationship that have the potential to grow and provide superior returns and contribute towards assets and liabilities growth as per set targets.
  
• Active pipeline management with the objective to me agreed personal growth objectives across all product ranges and clients’ segments.
  
• Superior management of the client portfolio to grow and retain existing business, whilst continuously reviewing existing client wallets with an eye to optimizing the Bank’s revenue through selling/promoting appropriate product bundles.
  
• Actively undertake the negotiation and structuring of transactions in the prospective and closing stages with the aim of attaining value for the client, while protecting the business interests of the Bank
  
• Work hand-in-hand with other stakeholders on the timely and efficient preparation of high-quality credit proposals, and drive turn-around time well within the Bank’s objectives.
  
• Vigilant arrears management in line with the Bank’s policies to spot early attention areas – the objectives to maintain the loan portfolio’s NPA percentage (well) within agreed parameters.
  
• Develop and maintain well documented reports/visits/contracts with all the Bank’s relationships, management, and other units.