Today
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Relationship Officer

Housing Finance Bank

Customer Service & Support

UGX Not specified

Job Summary

Grow the Banks Business through recruitment and mobilization of (New accounts, loans, Liabilities) and ensure portfolio quality

  • Minimum Qualification :
  • Experience Level :
  • Experience Length :

Job Description/Requirements

Duty Station: Fort Portal, Uganda
Reports to: Branch Manager

About US:
Housing Finance Bank was incorporated as a private company under the Companies Act in December 1967, the Bank has become a household name and has grown in leaps and bounds with a good track record among the pioneers of a mortgage lending. National Housing & Construction Corporation, a parastatal involved in real estate business has 5% shareholding and National Social Security Fund (NSSF) holds 50% and the Government of Uganda holds 45%. Today, the bank looks back with pride on the business accomplished in the mortgage lending business. Through innovation and placing emphasis on Honesty, Integrity, Efficiency and Customer care, Housing Finance Bank is the leader in the mortgage, holding a 90% market share.

Job Summary:
The Relationship Officer will grow the Banks Business through recruitment and mobilization of (New accounts, loans, Liabilities) and ensure portfolio quality in line with the Branch Sales targets and the bank policies.

Key Duties and Responsibilities: 
         Identify and meet customer needs through selling and cross selling of all Housing Finance Retail products and manage existing client relationships to increase/grow Housing finance Bank share of wallet.
         Prepare loan applications for assessment/ review and disbursement of approved loans for the branch
         Prepare and submit daily, weekly and monthly and quarterly sales performance reports to the Branch manager detailing the performance progress
         Develop and implement a sales plan and champion specific product selling campaigns to achieve and exceed sales targets.
         Carry out regular customer visits to build long-term relationships and generate call reports.
         Actively monitor and evaluate performance of assigned loan portfolio with reference to risk management frame work, customer service standards and the loan terms.
         Deliver accurate and quality loan documentation, in line with approved terms and operating policies
         Manage customer queries and complaints and resolve them in a timely manner and escalate any unresolved queries in the shortest time possible
         The incumbent will also initiate and participate in the recovery of delinquent loans in the branch in line with set policies and procedures governing the recovery process.
         Take part in the training and coaching programme of the Bank for sales team and make reports in line with the performance management frame work

Qualifications, Skills and Experience: 
         The applicant should hold a Bachelors degree from a recognised university
         At least two years of service with a commercial bank in a relationship management role
         Working knowledge of banking products, services and policies and procedures
         Customer centricity and a good understanding of the sales process
         Excellent planning and organisation and interpersonal skills
         Problem solving and analytical and report writing skills
         High level of integrity

How to Apply:
All candidates who wish to join the Banking sector are invited to send their applications including an updated CV, certified copies of all academic transcripts, certificates and testimonials, daytime telephone contact, and email address of both applicant, and three competent referees addressed to:

Head Human Resources, Housing Finance Bank, Plot 4 Wampewo Avenue; P. O. Box 1539, Kampala. Uganda.

E-mail to: Talent.Recruitment@housingfinance.co.ug

NB: Only successful candidates will be contacted. All applicants who will not have heard from us within two weeks of closing date should consider their application unsuccessful.

Deadline: Friday, 27th November 2015



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