Team Leaders-SME (Small and Medium Enterprises) Product x5 at Platinum Credit (U) Ltd

Job Description

To evaluate and approve loans within loan limit by reviewing applicants’ financial status, credit history and property used as collateral.

Key duties/responsibilities:
• Ensure that all staff under your supervision on a daily/weekly/monthly basis attain their assigned disbursement and collections targets.
• To develop and implement marketing and distribution strategies for the attainment and ownership of the agreed branch disbursement targets in consultation with your supervisor.
• To lead and implement strategies/ activities to achieve and own the Team set portfolio quality targets in consultation with your supervisor.
• To lead the team to ensure that all approved processes (loan origination, appraisal, approval and monitoring – DEP) are adhered to.
• To handle disciplinary cases as per Branch Operation Guidelines.
• To conduct field visits to clients, guarantors and relevant stakeholders in the branch area of coverage.
• To chair the loan committee, sit in the disbursement meeting and ensure all the loan documentation is in the file and the necessary lending processes are adhered to.
• To prepare daily/weekly /monthly reports and ensure timely submission to your supervisor.
• Performance management; inform/engage, remediation plan and action, documentation and staff appraisal to ensure continuous performance improvement for all staff in the assigned Team.

Required Qualifications and Work Experience:
• Degree in a relevant field.
• Knowledgeable about SME Loans.
• Computer knowledge.
• Must possess leadership and supervisory skills.
• Excellent numerical and analytical skills.
• Excellent interpersonal and communication skills.
• Minimum age 23 years old and Maximum of 35 years old.