1 month ago

Job Summary

The Credit Officers will mobilize, appraise, disburse, monitor, and recover loans within their portfolio in line with the credit policies, procedures, and set targets.

  • Minimum Qualification:Bachelor
  • Experience Level:Entry level
  • Experience Length:1 year

Job Description/Requirements

NB: Only candidates in the Gulu Region or those willing to Relocate to Gulu should apply for the role 


Vacancies: 2

Duty Station: Gulu, Uganda

 

About us:

Asaak is an asset financing company that provides credit by lending motorcycles to drivers to improve the livelihoods of informal workers in Uganda using the digital approach.

 

Job Summary: 

The Credit Officers will mobilize, appraise, disburse, monitor, and recover loans within their portfolio in line with the credit policies, procedures, and set targets.

 

Key Duties and Responsibilities: 

  • Mobilize and sensitize customers about Asaak loan products and other services in line with set targets.
  • Present loan project proposals to the loan committee for decision-making and give feedback to applicants in line with the lending policy and procedures of Asaak.
  • Conduct a loan appraisal exercise in line with the lending policy of Asaak.
  • Monitor & evaluate loan performance in line with disbursement terms and conditions
  • Initiate recovery actions for loans in default in line with loan policy guidelines and procedures.
  • Organize focus group meetings with clients in order to get feedback on how to improve Asaak services.


Qualifications, Skills, and Experience:

  • Hold a minimum of a bachelor’s degree in business administration, marketing, microfinance, or any related field. 
  • Have at least 1-3 years of experience in underwriting, credit analysis, marketing, or financial analysis experience; prior experience as a loan officer is an advantage 
  • Strong communication skills, characterized by excellent writing and speaking skills 
  • Must possess excellent multi-tasking skills and be able to function under pressure.
  • Ability to handle fast-paced environments with minimum supervision and meet project deadlines. Knowledge of Boda Boda financing is a plus. 
  • The ability to use a tablet/smartphone/computer and experience Google Applications is an advantage.
  • Must be patient and willing to help others in solving problems while maintaining a positive attitude at all times 
  • Must have a keen eye for detail and follow instructions precisely
  • Should be fluent in English and Acholi

 

How to apply:

Please email your CV and academic documents to gulu@asaak.co with “Credit Officer - Gulu” as the subject line. If selected for an interview, you must keep time. Candidates who are late to interviews are disqualified automatically. The​ deadline for receiving applications is the 1st of June at 5:00 pm East Africa Time

 



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