Job Summary

Crane Capital Ltd is an Impact Micro credit provider set up in 2020 amidst covid-19 to support Micro and Small Enterprises (MSME’s) that were immensely affected by the pandemic and the resulting lockdown. Credit Officer is responsible for the loan processing, educating the clients the available products and ensuring effective loan repayments.

  • Minimum Qualification: Diploma
  • Experience Level: Entry level
  • Experience Length: 2 years

Job Description/Requirements

Duties and Responsibilities

  • Ensuring that loan applications are in line with the company's credit policies, as well as set regulations.
  • Conducting field visits for marketing the company products, collections, and information gathering
  • Evaluating loan applications and documentation to confirm creditworthiness
  • Improving loan applications and documentation by informing applicants of additional requirements.
  • Setting up payment plans for clients explaining weekly / monthly installment amounts, interest rates, and other costs
  • Maintaining records of loan applications by using the loan management software.
  • Responsible for the preparation of all the client files for presentation to the credit committee for decision making
  • Advising management on the products (loans, savings) most desired by clients.
  • Working closely with the Credit Supervisor in developing sound credit policies and procedures
  • Handling collections by sending soft reminders, following up on defaulters within his/her portfolio to ensure efficient and prompt recovery of loans disbursed and interest accrued
  • Managing loan renewals by organizing follow-up meetings with clients.
  • Preparing and generating monthly loan schedules and statements
  • Preparing monthly reports to management
  • Any other lawful duties as may be assigned from time to time.


All applications will be received and Reviewed through Brightermonday Portal by Clicking on the 'Apply Now ' section

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