Commission-Based Collections Agent

Job title: Commission-Based Collections Agent  

Reporting to: Call Center Team Leader  

Working hours: As per the allocated shift  

Location: Bugolobi, Kampala,  

Availability: Immediately  

Pay Structure: Performance-Based Commissions  

Company Introduction  

4G Capital is a market leader in unsecured working capital solutions with a significant presence across multiple African countries. We empower micro and small businesses in Sub-Saharan Africa to grow and succeed by providing instant access to credit that unlocks business growth. Our products blend business credit with financial education to maximize the credit’s impact for business owners,  and all are managed and delivered through our proprietary core banking platform.  

Company Purpose: To Unlock Human Potential for Good  

Company Mission: To Grow Business with Capital and Knowledge  

Company Vision: The first choice for MSME growth in Africa  

Purpose of the position  

To manage delinquent customer portfolios and to recover any overdue monies in line with 4th  Generation Capital policies.  

Responsibilities & Duties  

• To manage work queues to ensure all delinquent queues are actioned.  
• All call information to be captured accurately.  
• Make contact with defaulting customers by calling them with an aim of negotiating a  settlement of the arrears  
• Monitoring collection accounts allocated on a daily basis and take appropriate actions to  ensure that the collection portfolio remains within accepted limits through the application  of sound credit judgment within policy guidelines.  
• To investigate and resolve any customer queries and complaints through verbal or written  correspondence in line with 4G Capital policies.  
• To achieve the monthly collection targets.  
• All communication whether written or oral to be in line with the 4G Capital quality  standards.  
• To be at work on time in line with your allocated shift  
• To adhere to break schedules as defined in the shift patterns 
• All calls to be recorded and stored as defined in the 4G Capital policy.  
• Identify and escalate deceased or disabled customers to collections management for  review or collection termination.  
• Work closely with the branches on their bad debt portfolio  

Competences  

• High communications skills  
• Excellent time management skills and ability to multitask and prioritize work  
• Attention to detail and problem-solving skills  
• Proven sales/customer success/customer relations track record.  

Requirements  

• 6 months – 1 year of call center experience preferably in collections  
• A diploma/bachelors qualification in a business-related course  
• Computer literacy  
• Previous call center or collections experience in retail or financial services is advantageous  Fluent in English (written and verbal) and Swahili will have an added advantage.  

Personal Attributes  

• Integrity and ability to work in a team  
• High motivation  
• Self-starter-functional problem solver  
• Process discipline- Ability to follow SOPs  

Competences  

• Team Player  
• Detail orientation  
• Self-motivated and pro – active  
• Flexibility and ability to adapt to change  
• Problem solving/solution-driven / negotiation  
• Confident  
• Excellent communication skills – articulate and well spoken  

Kindly headline your application Commission Based Collection Agent (CBCC) Interviews, Training, and Position will be in Nairobi. 

Disclaimer: 4th Generation Capital does not charge any kind of fee at whichever stage of the  recruitment process and does not act through recruitment agents

How to apply: 

All applications will be received and Reviewed through Brightermonday Portal by Clicking on the 'Apply Here' section