DEPUTY CHIEF CREDIT OFFICER - BAYPORT FINANCIAL SERVICES

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Job Summary

The Deputy CCO will work closely with the CCO and leadership team to lead and develop the Bayport’s growth strategy

  • Minimum Qualification: Bachelor
  • Experience Level: Senior level
  • Experience Length: 5 years

Job Description

Our ideal candidate will have strong competencies in areas of credit approval and appraisal, credit analytics and reporting, credit administration processes i.e, collections and recovery, portfolio management/credit book control, managed recoveries , and credit  operations management. 

Who you are
  • You have a strong credit background and  are operationally fluent and very grounded in credit operations.
  • You are able to manage a diverse team of people
  • You have built strong rapport with government agencies, ministries, and departments.
  • You understand how a government system works in relation to payment of salaries of civil servants
  • You are able to run a department without supervision

Key Responsibilities
•Support the CCO to design and lead the company's financial services’ strategy 
•Build, lead and manage the financial services team. 
•Design, develop, and refine new financial products and services 
•Create underwriting and credit policies that maximize CLV while appropriately balancing risk and maintaining the company's inclusive approach 
•Create and maintain the company's underwriting and credit policies; Use data and technology to push the boundaries of traditional underwriting and credit policies in frontier markets 
•Continuously refine and improve our data-driven portfolio health and account management strategy; design and implement A/B tests to improve the health of the portfolio 
•Increase customer lifetime value by creating products and policies that encourage long-term, high value relationships and loyalty to Bayport. 
•Monitor and analyze our portfolio; report to the leadership team and the Board of Directors on portfolio health and key risks 
•Work with the COO and CFO to ensure the company is compliant with all financial service regulation in the areas where it operates 
•Participate in new business development and creating financial models for new products 
•Seek, evaluate and engage with advisors as needed.

EXPERIENCE, COMPETENCE & SKILLS 
•5-10 years of unsecured credit experience, including credit strategy development 
•3 to 5 years leadership experience at a senior management level in credit
•Experience in emerging market consumer finance, preferably in an MFI or banking environment 
•High degree of comfort working hands-on with large analytical datasets to analyze and extract business insights 
•Extensive knowledge of unsecured credit and financial analysis, effective risk management practices, and analytical methodologies 
•Ability to manage a global, multi-cultural team of operations and analytical staff 
•A passion for leadership roles within microfinance, fin-tech or other financial service institutions Hands-on expertise in financial modeling 

To express interest in this role, send your profile, ( CV, cover letter, academic 
documents,  previous appointment letters and any other accompanying 
documents) to headhuntersug@gmail.com and use the job title as the subject.

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